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Getting a Head Start on College Savings

Getting a Head Start on College Savings

February 8, 2024

The earlier you start saving, the more time you give your money the potential to grow. Consider these few strategies to help you prepare for the cost of higher education.

Five Most Overlooked Tax Deductions

Five Most Overlooked Tax Deductions

February 5, 2024
 

Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the five most overlooked opportunities to manage your tax bill.

Making a Charitable Gift

Making a Charitable Gift

December 6, 2023


If you have appreciated stocks in your portfolio, you might want to consider donating those shares to charity rather than selling them. Donating appreciated securities to a tax-qualified charity may allow you to manage your taxes and benefit the charity. 

Financially Savvy at Six Figures

Financially Savvy at Six Figures

October 11, 2023
 

There is no one-size-fits-all strategy for maximizing your new six-figure income. Every person is different, and some suggestions may mean more to you than others. But there are tried-and-true methods that can help point you in the right direction when it comes to your financial health.

Retirement Realities

Retirement Realities

October 3, 2023


Few retirees find their financial futures play out precisely as they assumed. Understanding some of the more common assumptions about retirement may help you get closer to your goal than most. 

Social Security Benefits Could Shrink in 10 years. How to plan

Social Security Benefits Could Shrink in 10 years. How to plan

September 6, 2023
 

Social Security has been dipping into its reserves to make up the difference between the revenue it collects and the amount it pays out. This is obviously not sustainable. We discuss how this may impact you moving forward and what you can do to plan.

Net Unrealized Appreciation (NUA) Explained

Net Unrealized Appreciation (NUA) Explained

July 7, 2023


Net Unrealized Appreciation is actually a pretty simple concept, but the execution can be difficult to understand. Learn about the Net Unrealized Appreciation rule and the possible downsides to using the NUA strategy.

Retiring Earlier Than Expected? <br/>What To Know

Retiring Earlier Than Expected?
What To Know

July 5, 2023
 

Many Americans, through circumstances beyond their control, find themselves needing to retire earlier than anticipated. Whatever the circumstances, it’s difficult not to feel wrongfooted and hurried by the situation. Here are some things to consider as you make the transition.

Caring for Aging Parents

Caring for Aging Parents

May 3, 2023


For many people, one of the most difficult conversations to have involves talking with an aging parent about extended medical care. The shifting of roles can be challenging, and emotions often prevent important information from being exchanged and critical decisions from being made.

9 Facts About Social Security

9 Facts About Social Security

May 1, 2023
 

Social Security's been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you.

Retirement Seen Through Your Eyes

Retirement Seen Through Your Eyes

December 12, 2022


How do you envision your retirement? What do you want accomplish in retirement? What will this cost and how are your preparing? In this article, we will briefly approach these questions and more. It is necessary to plan for a retirement that is financially stable, but it is also important to plan for a retirement that is enjoyable and fulfilling.

New Retirement Contribution Limits - 2023

New Retirement Contribution Limits - 2023

November 20, 2022
 

As we approach the new year, it is a good time to review the contribution limits set for 2023. After a year in which we witnessed tumultuous markets, near-record inflation, and increased cost-of-living, financial uncertainty is driving policy change.  In this article, we will detail the changes in contribution limits the IRS has set.

Emotional vs. Strategic Decisions

Emotional vs. Strategic Decisions

October 15, 2022


Many investors make choices based on feelings and a gut instinct. This approach to decision making often has uneven results and has proven to be unsuccessful when compared to more structured, data driven decisions over the long term.  In this article, we will discuss some of the riskier behavior investors engage in and detail how emotions can spoil your financial portfolio.

Your Shifting Risk Tolerance

Your Shifting Risk Tolerance

July 31, 2022
 

When was the last time you addressed your investment strategy? It is probable that if you haven't adjusted your strategy recently, it may not properly align with your current financial situation and goals. While there is no such thing as a risk free investment, there are certainly strategies that carry higher inherent risk. In this article, we will outline factors to consider. 

Do Our Biases Affect Our Financial Choices?

Do Our Biases Affect Our Financial Choices?

July 17, 2022


When making financial decisions, it is important approach our choices with as much objectivity as possible. Your judgments should be based in current facts, not emotions and preconceived notions. In this article, we will outline some of the common mistakes investors make.